Due to the advanced technology nowadays, people are able to get everything easily but there are cons to it as well. The more you prefer to stay online, the more risky it gets if you do not take the precautions. With the high technology comes the risk of getting the identity revealed and people can misuse it as well. There are about more than 10,000 people who get the victim of identity fraud in the United States each year. After checking on the precautions, there are opportunities which you can avail to detect the identity fraud and protect yourself from it on the right time.
You do not have to compromise over your identity online anymore so after finding out the ways, you will be happy that you know these tricks. It is not just for a specific target but you can learn them and apply them on daily basis usage as well. You need to detect the thief before he/she works on stealing your identity and misuse it.
FTC Help
The theft site which is under the FTC can help you in detecting the identity fraud before time. You have to keep the social security number under complete protection when you are worried about the identity theft. Make sure that you do not upload any important or confidential documents online which can be used against you. Do not prefer to provide any information over the cellphone or internet unless you know the person or the site is secure.
Make sure that you contact the legitimate company while you are dealing online or over the phone to provide your information. If someone calls you to get the personal information then do not be afraid to ask why they need your information. Sometimes when you make a purchase online, the company calls to confirm it so make sure that you know their details before you give it out to them. Next, you have to detect with keeping the precautions for any activity which is for the identity fraud. If you feel that there is a change in your credit then prefer to contact the main website of the federal law first. You will get the report of the credit for free and the entire details over it.
Financial Records Updates
You can view the financial records and work on the by aligning it with your bank accounts. Check on the other bank account statements and tally them with the credit of your books. If you want to hire an accountant then make sure he/she helps you in getting the details right. An accountant can keep the details organized where you will be able to compare it easily. You can also sign up with the company to get the fraud alert with the update of 90 days with keeping the measures under control.
The monitoring service by the fraud alert will provide you the instant alert whenever there is suspicious activity on your account. There is no third party which will be able to touch your accounts. You will have to pay the monthly fee for the fraud alert which is not more than $20 or it can be less depending upon your case. You can keep the identity safe with taking these measures before time. You will get the credit reports unlimited and without any request from the credit bureau on the right time so that you can give it to the accountant and get it tallied.
You can receive the alerts via phone, email, and post or text message. The alerts can be delivered to you at any time or any day where you have to be alert instantly and do not wait for anything else to happen. The final step is to defend your accounts from falling into any kind of crime. You have to move quickly as soon as you feel there is something wrong with the accounts. Do not wait till the last moment when you wil not be able to do anything. Call the credit company instantly and ask for the recent activity on your credit.
If there is any then hold all the accounts for any further delay. Follow up with the credit company to help you take care of the account and the matter. If the matter does not get fixed for more than 2 days then prefer to call the police and file the report. The law enforcement team works to help you deal with the identity fraud and protects your accounts fully.
