Many people struggle with managing their personal finances. Taking care of your money is indeed a daunting task, however, there are some incredible software tools for personal finance which will help you realize that managing money is not rocket science anymore. It is basic math and with technology it becomes even easier to maintain track of your accounts.
These software tools can release a lot burden off your chest but we would still advice you to find an accountant or a professional for budgeting and finance when dealing with business financial matters especially.
To answer frequent queries concerning the best software for personal finance on Mac, Windows and mobile device we decided to dig into researching some of the personal finance software tools for your Mac, Windows and other mobile devices, narrowing the list down to three best.
Mint is free software, which thrives on referral fee whenever a user signs into a sponsored account.
Compatibility: It is web-based which means that you don’t have to worry about the compatibility of the software with your device. Regardless of any device that you use, be it Apple, PC or Mac, you only have to enter your login information and swiftly get down to managing your finances provided you have a smooth internet connection. And to make things more feasible, Mint also offers free apps for Microsoft, Android, iPhone, iPad and other devices.
Open an Account: It is quite simple to register on Mint and aggregate the information of your various accounts on a single platform. It is because Mint is linked with several US banking and financial institutions online.
Security: Mint is very particular about the security and obtains security verification through trusted online security firms.
Forecast: Another great feature of Mint is that it forecasts your expenses, based on your current spending patterns, for the end of the month or year.
Perfect for a Complete Financial Picture: Mint allows you to check into your credit cards along with other important financial investments, and retirement funds of all your accounts. This enables you to draw a complete picture of your finances. To top it off, Mint also offers recommendations on ways of improving your credit.
Alerts and notifications: You can sign up via SMS or email to get notifications and alerts for,
Despite the fact that Mint users access their financial information on the move, some complain about the tool being deficient in important investment features. Under these situations where users want to work with a software that has better investment planning other than great budgeting features, it is preferable to switch to other software applications like the Personal Capital.
Personal Capital is also entirely free to use. It is a web-based tool where users can sync information from various accounts into a single platform. For all those people who have been searching for a powerful tool that works well for estimation of net worth, asset allocation, taxable and other investments, Personal Capital can be very useful.
For a more elaborate asset management experience working alongside professional tax preparers and accountants at Kenneth M Perkins CPA/PFS in Boston, Virginia will assist in putting things in proper order. In any case, it is always healthy option to work with budgeting and financial professionals when it comes to handling sensitive matters such as finance. However, Personal Capital also provides a financial advisory service for which you will have to make a payment. This is primarily how the software makes money.
Mobile Device Compatibility: Personal Capital is designed to be accessed from a diverse range of devices which includes PC, Mac, Windows, Android, iPad, iPhone etc.
Budgeting: With the Cash Flow Analyzer Tool you can create a budgeting plan.
Advanced Graphics for Investments and Spending: This feature permits you to monitor the performance of investments, and check all sorts of cash inflows and outflows.
Personal Capital Dashboard Applications: With these applications, users can enter all accounts to check their,
Personal Capital as a Great Management Tool: There are more than seven hundred thousand people using Personal Capital. You may wonder why that is. The answer lies in its supreme ability to calculate your net worth. It doesn’t just track your spending and investments but also suggest how your investments can yield better results with the Investment Check-up Tool.
Quicken is not a free tool but it has three versions as below:
All three have different costs and special discounts are offered on the Starter and Deluxe Versions.
A Complete Financial Solution: Displays all your financial information on a single platform on the go.
Credit Watch Alerts: A recent feature permits users to acquire credit score for free. Additionally, daily credit watch alerts have been incorporated to help protect your credit against theft.
Security: It provides a similar level of security as that offered by banks.
Syncs Information: The software syncs information across all platforms mobile devices, laptops or PCs.
In addition to these amazing financial management software tools you can acquire great accountancy services by finding a tax preparer and professional at Kenneth M Perkins CPA/PFS in Boston, Virginia where all the professionals are always eager to assist you with your asset management and queries related to taxable investments or other crucial financial matters.
Kenneth M Perkins CPA/PFS