Credit cards are a must-have item in America, but they come at a price. These cards give you instant purchasing power. However, you need to pay your debt in smaller monthly portions,...
Posted by Dennis Jao on 04/27/2023
The first-time home buyer's tax credit was introduced during the 2008 financial crisis to help Americans buy more affordable homes. Although there are many other mortgage and loan...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 12/18/2022
Higher education is one of the biggest investments of your life, and graduate student debt can last for decades. Many graduates leave school with more than $70,000 in debt, according...
Posted by Dennis Jao on 09/27/2022
Paying a minimal amount on your credit card bill is easy to follow but can become a stumbling block in the future. A credit card bill gives you three chances on how to pay your bill:the...
Posted by Tiffany Gaskin on 09/18/2022
After bankruptcy, the steps you take can set the tone for your financial future. Learn to take the right path.Every financial condition that leads to bankruptcy is different, but the...
Posted by Dennis Jao on 03/24/2022
A credit builder loan is a type of loan exclusive to helping people build a positive credit history. It features an installment loan system with fixed monthly deposits; these deposits...
Posted by Tiffany Gaskin on 03/23/2022
Everyone has a personal credit history. Personal credit history must be separated from their business credit for small business owners. As individuals, the errors in personal credit...
Everyone that thinks criminals compromise their personal information can restrict all access to their credit report. You can do this by requesting a freeze by all three national credit...
Since lending is a risky endeavor, lenders are usually interested in lending money to people with good credit history. It is not surprising as good credit implies that someone will...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 10/19/2021