Higher education is one of the biggest investments of your life, and graduate student debt can last for decades. Many graduates leave school with more than $70,000 in debt, according...
Posted by Dennis Jao on 09/27/2022
The student loan is usually the go-to option when they face challenges. Both parents, guardians, and students rely on this loan in a hard time, not knowing the ups and downs of the...
Posted by Jim McClaflin, EA, NTPI Fellow, CTRC on 09/10/2022
Purchasing a home is often the most important financial decision of our lives, and for most of us, that means getting a mortgage. Mortgages can mean long-term borrowing at a relatively...
Posted by KLSM CPA Firm PLLC on 08/24/2022
Now, consumers can benefit from education and complaints through the Consumer Financial Protection Bureau. The administration heads banks, lenders, and big nonbanking institutions,...
Posted by Rosovich & Associates, Inc. on 08/24/2022
Not all debts are the same. Although most forms of lending carry risk, certain lending decisions are more likely to send you into a downward debt spiral. We call them debt traps.It's...
Posted by Rosovich & Associates, Inc. on 08/11/2022
Keeping old credit cards open can help improve your credit. However, if you don't use the card enough, the card issuer may cancel your account without your knowledge. If you want...
Posted by Taxes Made EZ Inc on 07/12/2022
When lenders check your creditworthiness with a hard inquiry (also known as a "hard pull"), they usually write official reviews on your credit reports. They use this information...
Posted by Abundant Wealth Planning LLC on 07/12/2022
This is a type of loan given to businesses or individuals who already have large debts or bad credit history. Lenders view leverage as a higher risk of default, and therefore leverage...
Posted by KLSM CPA Firm PLLC on 07/01/2022
The process of restoring your financial stability after facing bankruptcy is a back-breaking move. Filing for bankruptcy affects your credit score and can hinder your long-term financial...
Posted by Pat Raskob on 06/11/2022
