Since lending is a risky endeavor, lenders are usually interested in lending money to people with good credit history. It is not surprising as good credit implies that someone will...
Posted by Jim McClaflin, EA, NTPI Fellow on 10/19/2021
While a credit score does not give the real picture of our credit history, it offers creditors, landlords and lenders an idea of our financial management skills. This article will...
Posted by James Financial Services Inc on 07/24/2021
A hard credit application occurs when a lender checks your credit before approving a loan, such as a home or a car loan or credit card that you have applied for. A soft inquiry occurs...
Posted by Income Taxes and Bookkeeping LLC on 07/17/2021
A tax credit allows you to deduct a certain amount of money from the taxes you owe. It differs from a tax deduction, which allows you to reduce your taxable income. Tax credits are...
Posted by Rosovich & Associates, Inc. on 06/24/2021
One of the greatest sources of financial burden for most Americans is credit card debt. It is pretty prevalent in all households and affects both the men and women folk. However,...
Posted by Tiffany Gaskin on 06/18/2021
Paying taxes with a credit card presents a rare opportunity to get points if you use a credit card. While many employees only have to deal with taxes once a year (April 15), self-employed...
Posted by Karen Munoz, EA on 06/11/2021
Yes!!! But, as with almost everything related to income tax, whether business or personal, there are always exceptions.In general, you will be able to waive credit card charges and...
Posted by Dennis Jao on 06/11/2021
Credit counseling is a process engaged in to help people especially debtors to settle their debts through education, counseling on budget, planning and also giving them enlightenment...
Posted by Pat Raskob on 04/21/2021
It is pertinent to know how to handle old credit cards with identity theft and fraud as prevalent as never before. As a result, you should not just leave the old card lying in your...
Posted by Income Taxes and Bookkeeping LLC on 04/21/2021
